The Right Loan for
Every Business
We offer a full suite of business financing solutions — from cash flow financing to SBA loans. Our advisors match you to the right product for your goals, timeline, and credit profile.
Get Your Free Funding Plan
Tell us about your business and we'll match you to the right loan product.
6 Loan Products. One Trusted Advisor.
We match your business to the right product — not the most profitable one for us. Here's everything we offer.
Cash Flow Financing
Fast funding approved based on your monthly revenue — not just your credit score. Up to 2-year terms with weekly or monthly payments. No collateral required.
- Based on monthly revenue, not just credit
- No collateral required
- Weekly or monthly payment options
- Up to 24-month terms
Business Term Loan
Fixed-term financing with weekly or monthly payment options. No prepayment penalty, can refinance up to 2 existing loans, and may report to business credit bureaus.
- No prepayment penalty
- Refinance up to 2 existing loans
- May report to business credit bureaus
- Fixed predictable payments
Business Line of Credit
A revolving credit line approved based on cash flow. Pay only for what you use, with early payoff discounts available and weekly or monthly payment flexibility.
- Revolving — reuse as you repay
- Pay only for what you use
- Early payoff discounts available
- Cash-flow based approval
Equipment Financing
Rates starting at 7% with 100% financing available. 1–5 year terms covering both vendor and private sales. Purchase or lease options to preserve working capital.
- Rates starting at 7%
- 100% financing available
- 1–5 year terms
- Purchase or lease options
Sub Debt (Subordinate Debt)
Subordinate 2nd lien behind your senior lender. No collateral coverage, no equity, no warrants, no covenants. Rates starting at 15% with up to 24-month terms.
- No collateral, equity, or warrants
- 2nd lien behind senior lender
- Rates starting at 15%
- Up to 24-month terms
SBA Loans
Government-backed loans with the lowest rates available. Best for established businesses with strong credit profiles seeking long-term, low-cost capital.
- Lowest rates available
- Government-backed guarantee
- Long-term repayment options
- Best for established businesses
Do You Qualify?
Most businesses that work with us meet these baseline requirements. Not sure? Book a free call and we'll tell you exactly where you stand.
Annual Revenue
$2M – $100M+
Time in Business
1 Year Minimum
Minimum FICO Score
620+
Documents Needed
Application + 6 mo. bank statements
We Don't Just Find You a Loan.
We Make Sure You're Ready for It.
Most brokers send your application to 10 lenders and hope one says yes. We diagnose your Fundability™ profile first — your Cash, Credit, and Collateral — so we only apply when you're ready. That means fewer denials, fewer hard pulls, and better rates.
No Upfront Fees
We only get paid when you get funded.
50+ Lending Partners
We shop the market so you don't have to.
Fundability™ Diagnosis First
We protect your credit profile from unnecessary hard pulls.
NMLS Licensed · CA RE Broker
Regulated, accountable, and on your side.
Common Questions
Have more questions? Call us at (831) 293-7531
Ready to Find the Right Loan?
Schedule your free 15-minute consultation. No obligations, no hard credit pulls, no upfront fees.