Most BusinessesApply Too Early.We Fix That First.
Lenders evaluate every application through three lenses: Cash, Credit, and Collateral. We diagnose your Fundability™ profile before you apply — so you get approved the first time, at the best rate, with the right lender.
Funding Solutions
The Right Loan for
Every Business
We offer a full suite of business financing solutions. Our advisors will help you find the right fit for your goals, timeline, and credit profile.
Cash Flow Financing
Fast funding approved based on your monthly revenue — not just your credit score. Up to 2-year terms with weekly or monthly payments. No collateral required.
Business Term Loan
Fixed-term financing with weekly or monthly payment options. No prepayment penalty, can refinance up to 2 existing loans, and may report to business credit bureaus.
Business Line of Credit
A revolving credit line approved based on cash flow. Pay only for what you use, with early payoff discounts available and weekly or monthly payment flexibility.
Equipment Financing
Rates starting at 7% with 100% financing available. 1–5 year terms covering both vendor and private sales. Purchase or lease options to preserve working capital.
Sub Debt (Subordinate Debt)
Subordinate 2nd lien behind your senior lender. No collateral coverage, no equity, no warrants, no covenants. Rates starting at 15% with up to 24-month terms.
SBA Loans
Government-backed loans with the lowest rates available. Best for established businesses with strong credit profiles seeking long-term, low-cost capital.
The Fundability™ Process
Get Capital-ReadyBefore You Apply
We don't just find you a loan — we make sure you're Fundable first. Here's how we do it.
Diagnose Your Fundability™
We start with a free 15-minute call to assess your Cash, Credit, and Collateral profile — the three things every lender evaluates before saying yes. Most businesses have never heard this framework. That's why they keep getting denied.
Identify Your Funding Lane
Based on your Fundability™ profile, we identify which products you qualify for today and what needs to be strengthened. We never recommend applying until you're ready — a denial costs more than waiting.
Get Matched — No Hard Pull
We present pre-qualified offers from our network of 50+ lenders matched to your specific profile. You choose the best fit. No hard credit inquiry until you decide to move forward.
Funded & Capital-Ready
Once you select an offer, we manage the entire process. Most clients receive funds within 24–72 hours — and leave with a plan to access capital again when they need it.
About Us
We Don't Sell Money.We Diagnose Capital Readiness.
Most business owners apply for funding the wrong way — wrong product, wrong timing, wrong lender. Every denial leaves a mark. Hard inquiries stack up. The next approval gets harder, not easier. Alexa Business Coach was built to break that cycle.
We assess your Fundability™ profile — your Cash position, your Credit structure, and your Collateral — before you ever apply. Then we match you to the right lender, in the right lane, at the right time. That's how we've helped businesses access over $3 billion in capital.
With over a decade of experience and a network of 50+ lending partners, we protect our clients from bad decisions and control the sequence and narrative of every funding relationship.
Qualification Requirements
Do You Qualify?
Required documents: Signed application · 6 months bank statements · Tax returns & financials (for $150K+)
Real Deals Closed
Real Businesses, Real Results
Don't just take our word for it. Here are real deals we've closed for businesses just like yours.
Big Portfolio. Bigger Complexity.
A portfolio supporting 3,000+ employees and $1B+ in annual revenue needed $8M for an acquisition. Multiple senior debt positions created a 4-month legal hurdle — we worked across lender relationships to secure subordination and unlock the full $8M in flexible capital.
Brand Built. Locations Ready. Capital Secured.
Two founders scaled from 1 to 20+ car wash locations over 9 years and needed $1.5M to remodel each for consistent branding. A $20M senior facility was 30 days out — we delivered a revenue-based bridge loan with low prepay, keeping their growth timeline intact.
R&D Complete. Growth Capital Ready.
A third-generation electronics manufacturer needed liquidity to manage costs after a successful R&D period. A $3M business line of credit provided the added flexibility and tax savings leadership needed for a strong start to 2026.
Improved Margins. Greater Capacity.
A strong-credit borrower was spending $10K/month renting dumpster equipment. We provided $500K in opportunistic financing in just 2 days, enabling them to purchase the equipment outright, eliminate the rental expense, and expand their pipeline heading into Q4.
50+ Lending Partners.One Trusted Advisor.
We shop your application across our entire network so you get the best rates and terms — without the hassle of applying to lenders one by one.
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CommonQuestions
Have more questions? Our team is available Monday–Friday, 9am–6pm PT.
(831) 293-7531Get Started Today
Ready to GrowYour Business?
Schedule your free 15-minute consultation. No obligations, no hard credit pulls, no upfront fees. Just honest advice from a dedicated funding specialist.